What Products And Services Does At&t Sell

Products and Services

We offer a wide range of investment and insurance products and services that tin can assistance yous work toward achieving your investing goals. These products include a wide selection of investments such as individual stocks, fixed income, mutual funds, too as more than sophisticated offerings, including alternative investments and structured products.

Annuities

• Are yous looking for long-term, revenue enhancement-deferred investment designed for retirement?
• Do you desire the opportunity to generate lifetime income?

Retirement Savings

• Practise yous need to save for retirement?
• Are you interested in revenue enhancement-deferred and tax-free opportunities?

Advisory (Managed) Accounts

• Do you lot desire help with your portfolio?
• Do you prefer to work with professional money managers?

Common Funds

• Do you desire a diversified portfolio?
• Are you willing to pay an almanac expense for professional person direction?

Bonds (Fixed Income)

• Are you seeking involvement income?
• Do you lot want to diversify your portfolio?

Didactics Savings

• Practise you need to save for college or higher education?
• Are you interested in tax-deferred opportunities?

Stocks (Equities) and Options

• Are you seeking the potential for higher returns?
• Are y'all comfortable with daily fluctuations in value?

Trusts and Estate Planning

• Do you want to help ensure your assets are properly titled and protected?
• Do you want to help ensure a timely transition of assets?

Insurance

• Do you demand coverage to back up your estate planning?
• Do you need coverage for your family?

Securities–Based Lending

• Do you want an alternative to traditional borrowing? Footnote*
• Do you want to explore ways to borrow confronting eligible investments? Footnote*

Sophisticated Products for Complex Needs

• Do yous desire alternatives to traditional stocks and bonds?
• Is your investment time horizon long enough to be in illiquid investments?

INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED By THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL Regime Agency, By THE Banking concern, OR BY ANY Chapter OF THE Bank • Non A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED Past, THE BANK OR AN Affiliate OF THE BANK • SUBJECT TO INVESTMENT Take a chance, INCLUDING POSSIBLE LOSS OF THE Master INVESTED

* Borrowing against securities may not exist suitable for everyone. If the value of the securities should pass up below a minimum level, you may be subject area to a collateral call without specific advance notice, requiring you to eolith additional greenbacks or securities. If you cannot do so, all or a portion of your collateral could be liquidated, and a potentially taxable outcome could effect. Yous are not entitled to choose which securities are sold or any extension of time to meet a collateral call. A concentrated portfolio holding a single or a few securities may exist bailiwick to greater risk of a collateral phone call than a diversified portfolio; a diversified portfolio will tend to exist less field of study to a sharp decline resulting from the negative performance of a single security. Availability, qualifications, and other restrictions may vary past state. Ask your Fiscal Advisor for details.Dorsum to reference *

Citigroup and its affiliates do not provide revenue enhancement or legal advice. To the extent that this material or any zipper concerns tax matters, it is not intended to exist used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed past law. Whatsoever such taxpayer should seek communication based on the taxpayer'southward detail circumstances from an independent taxation advisor.

All mutual fund products are sold by prospectus, which contains more complete information about the fund. Please contact your Financial Advisor for copies. Please read the prospectus and consider the fund's objectives, risks, charges and expenses carefully before investing. The prospectus contains this and other data virtually the fund.

Investors should carefully consider the variable annuity/sub–accounts' objectives, risks, charges and expenses. This and other information is constitute in the prospectus, which should be read carefully before investing. Please contact your Financial Advisor for a copy of the prospectus.

Citi Personal Wealth Management is a business of Citigroup , which offers investment products through Citigroup Global Markets ( CGMI ), member . Insurance is offered through Citigroup Life Agency LLC ( CLA ). In California, CLA does business organisation as Citigroup Life Insurance Agency, LLC (license number 0G56746). CGMI, CLA and Citibank, are affiliated companies under the common command of Citigroup Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup or its affiliates, used and registered throughout the world.

Source: https://online.citi.com/US/JRS/pands/detail.do?ID=InvestingProducts

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